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Updated for UK 2026/27 PAYE & contractor support Scotland rates included No signup required Based on publicly available HMRC rates
🛠️ Financial Tools Suite

Every UK Financial Calculator
You'll Ever Need

Twelve precision tools covering tax, property, pensions, student loans and more — all free, all 2026/27 verified.

💹
Dividend Tax Calculator
Ltd company director dividends 2026/27
Tax ▾
£
£
£
🏠
Stamp Duty (SDLT) Calculator
Residential & buy-to-let, England/Wales
Property ▾
£
🏦
Pension Pot Forecast
Project your retirement fund with growth
Pension ▾
£
£
%
%
🎓
Student Loan Payoff Estimator
Repayment timeline, total paid & write-off
Loans ▾
£
£
%
%
⏰
Overtime Tax Calculator
Exact tax & NI on extra hours or pay
Tax ▾
£
£
💷
Hourly / Day Rate Converter
Convert any rate to annual salary & net pay
Income ▾
£
%
🏗️
CIS Tax Calculator
Construction Industry Scheme deductions
Tax ▾
£
£
📊
Tax Band Visualiser
See exactly which bands your income falls in
Tax ▾
£
🛡️
National Insurance Calculator
Employee Class 1 NI with thresholds explained
Tax ▾
£
💑
Marriage Allowance Calculator
Check eligibility & calculate potential savings
Tax ▾
£
£
⚖️
Contractor vs PAYE Comparison
Ltd company vs employed — which pays more?
Contractor ▾
£
£
⚡
Quick Take-Home Lookup
Instant annual/monthly/weekly net pay table
Income ▾
£
£
Learn More

UK Tax Guides & Explainers

Plain-English guides to PAYE, tax codes, National Insurance and student loans