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Updated for UK 2026/27 PAYE & contractor support Scotland rates included No signup required Based on publicly available HMRC rates
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Found a calculation error? Have a question? Want to collaborate? We'd love to hear from you.

PayClear is an independent UK salary and tax calculator platform helping employees, contractors and freelancers understand their take-home pay, PAYE tax, National Insurance and salary deductions.

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Report a Calculation Error
If you believe our calculator is producing inaccurate results, please tell us the salary, tax year, region and what figure you expected to see. We investigate all reports.
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Feature Request or Feedback
Have an idea for a new calculator or tool? Want to suggest an improvement? We're always improving PayClear based on user feedback.
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Business & Partnership Enquiries
Interested in advertising, affiliate partnerships, content collaboration or API access? Select "Business Enquiry" in the form.
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Legal & Privacy
For data subject requests, GDPR queries or copyright notices, please use the form and select "Privacy / Legal". We respond within 5 business days.
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Contact Details
Email: hello@payclear.co.uk
Privacy: privacy@payclear.co.uk
Location: London, United Kingdom
Business Hours: Monday–Friday 9:00am–5:00pm UK Time

Why Trust PayClear?

✓Updated annually for UK tax changes
✓Based on publicly available HMRC tax rates
✓Free UK salary and tax calculators
✓Used by employees, contractors and freelancers
✓Mobile-friendly and fast
✓No registration required
✓Independent UK calculator platform

How PayClear Calculates Results

All PayClear calculators use the same underlying methodology, built on:

  • UK PAYE Income Tax rules and bands
  • National Insurance thresholds
  • Student Loan repayment plans (Plan 1, 2, 4, 5 and Postgraduate)
  • Pension contribution settings, including salary sacrifice
  • HMRC published tax rates for the current tax year

Results are estimates only and do not constitute financial, tax or legal advice. For decisions affecting your tax position, please consult a qualified accountant or financial adviser, or refer to our Disclaimer.

Our Location & Hours

Location: London, United Kingdom
Business hours: Monday–Friday, 9:00am–5:00pm UK time

Common Questions

Why doesn't my payslip exactly match? ▾
Our calculator produces estimates based on annual figures. Your actual payslip uses cumulative PAYE logic, your specific tax code, and any employer-specific arrangements. Small differences are normal — see our Disclaimer for full details.
How often are tax rates updated? ▾
We update rates every tax year (April) and also when HMRC makes significant mid-year changes. The current default is 2026/27 rates.
Is PayClear free? ▾
Yes, completely free. No registration, no subscription, no hidden fees. All calculations run in your browser.
Can I trust the calculations? ▾
Our tools are useful for getting a good estimate, but for important tax decisions — pension planning, IR35, self-assessment — always consult a qualified accountant. We are not a regulated financial adviser.
How do I report an error? ▾
Use the form on this page and select “Calculation question or error”. Please include the salary amount, tax year, region, pension contribution and student loan plan so we can investigate accurately. We aim to respond within 1–2 business days.

Explore Our Calculators

🔐 Salary Calculator
💳 Payslip Calculator
🎁 Bonus Tax Calculator
🏦 Salary Sacrifice Calculator
🎓 Student Loan Calculator
💼 Contractor Salary Calculator
📅 Day Rate Calculator
⏳ Hourly Rate Calculator
☂️ Umbrella Pay Calculator
Send a Message
We aim to respond within 1–2 business days.
⏱️ Response time: 1–2 business days

For calculation questions, please include:

  • Salary amount
  • Tax year
  • Region (England, Scotland, Wales or Northern Ireland)
  • Pension contribution
  • Student loan plan

By submitting this form you agree to our Privacy Policy. We do not add you to any mailing list.

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Message sent!
Thank you for getting in touch. We'll reply to your email within 1–2 business days.

💡 Suggest a New Calculator

Have an idea for a new calculator or feature? Let us know — we actively review suggestions and regularly add new tools based on user feedback. We’d love to hear your ideas for:

  • Tax calculators
  • Payslip tools
  • Contractor tools
  • Pension calculators
  • Budget planners

🔒 Privacy First

PayClear does not sell personal information. Any information submitted through our contact form is used solely to respond to enquiries and improve our services. Read our full Privacy Policy.