Skip to main content
Calculator Tools About Contact Free Calculator →
Updated for UK 2026/27 PAYE & contractor support Scotland rates included No signup required Based on publicly available HMRC rates
Legal

Terms of Use

📅 Last updated: May 2026 🏢 PayClear UK
Key point: By using PayClear UK you agree to these Terms. The calculator provides estimates only — always verify with HMRC or a qualified accountant before making financial decisions.

1. Acceptance of Terms

By accessing or using the PayClear UK website (payclear.co.uk), you agree to be bound by these Terms of Use. If you do not agree, please do not use the website. We reserve the right to update these Terms at any time; continued use of the site after changes constitutes acceptance.

2. About PayClear UK

PayClear UK is a free-to-use online salary and tax calculator platform. It is operated as an independent website and is not affiliated with, endorsed by, or connected to HMRC, the UK Government, or any financial regulatory body.

PayClear UK is not a regulated financial adviser, accountant, tax adviser, or financial services firm. Nothing on this website constitutes financial, tax, legal or professional advice.

3. Permitted Use

You may use PayClear UK for personal, non-commercial purposes to estimate your UK tax and take-home pay. You agree not to:

  • Use the website for any unlawful purpose
  • Attempt to reverse-engineer, scrape, or copy the calculation engine or website code at scale
  • Misrepresent the outputs as official HMRC calculations or guaranteed figures
  • Use automated bots or scripts to access the website in a manner that places excessive load on our servers
  • Attempt to interfere with the security or functionality of the website

4. Accuracy of Calculations

We make every reasonable effort to keep our tax rates, thresholds and calculation logic accurate and up to date with HMRC published rates. However:

  • All results are estimates only and may not reflect your precise PAYE deductions
  • Individual circumstances — including tax codes, employer arrangements, benefits in kind, multiple employments, pension schemes, and HMRC adjustments — can materially affect your actual take-home pay
  • Tax rules change and there may be a delay between HMRC announcements and our updates
  • We do not guarantee the accuracy, completeness or fitness for purpose of any calculation
⚠️ Always verify important financial figures with HMRC directly or a qualified tax professional before making any financial decisions.

5. No Financial Advice

The information and tools on PayClear UK are provided for general informational and educational purposes only. Nothing on this website should be construed as:

  • Financial advice or investment advice
  • Tax advice or accountancy services
  • Legal advice
  • A recommendation to take or not take any specific financial action

You should consult a suitably qualified professional before acting on any information obtained from this website.

6. Intellectual Property

The PayClear UK name, logo, design, code, content and calculation methodologies are the intellectual property of PayClear UK. You may not reproduce, redistribute, or commercially exploit any part of the website without prior written permission, except that you may share links to the website freely.

7. Third-Party Links

The website may contain links to third-party websites, including pension providers, accounting tools, and other financial services. These links are provided for convenience only. We do not endorse, control, or take responsibility for the content or practices of any linked website. Visiting third-party sites is at your own risk.

Some third-party links may be affiliate links, meaning we may receive a commission if you sign up or purchase through them. This never influences our calculator results or editorial content.

8. Limitation of Liability

To the fullest extent permitted by law:

  • PayClear UK provides the website "as is" without warranties of any kind, express or implied
  • We are not liable for any direct, indirect, incidental, consequential or special damages arising from your use of — or inability to use — the website
  • We are not liable for any financial loss, tax underpayment, overpayment, penalties or other consequences arising from reliance on our calculator results
  • Our total liability to you for any claim shall not exceed £0 (the website is free to use)

9. Indemnity

You agree to indemnify and hold harmless PayClear UK, its operators and contributors from any claims, damages, losses or expenses (including legal fees) arising from your use of the website or violation of these Terms.

10. Availability

We aim to keep PayClear UK available at all times but do not guarantee uninterrupted access. The website may be taken offline for maintenance, updates, or due to circumstances beyond our control. We are not liable for any losses resulting from downtime.

11. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Severability

If any provision of these Terms is found to be unlawful or unenforceable, that provision shall be removed without affecting the remaining provisions, which shall continue in full force.

13. Contact

For questions about these Terms, please use our Contact page.